In Western Europe the transition to credit banking houses and commercial banks occurred in the second half of the XVII century, in the US the history of banking begins since the second half of the XVIII century The first attempt to create a commercial Bank in Russia was taken in Pskov Governor Afanasy Ordin-Nashokina, but this the idea has not been approved by the Central government. The Bank operates on the basis of specifi social-resolution — license. Analysis of balance sheet liquidity is to compare funds the assets are grouped according to their degree of liquidity and located in descending order of liquidity, obligations, liabilities, sgroup- perovanni on the maturity date thereof and arranged in the order of increasing deadlines. The funds can move from lenders to borrowers and without the mediation of banks, however, increase dramatically the risk loss of money, given in a loan, as lenders and borrowers are not aware of the solvency of each other, and the size and the offer term funds do not coincide with the size and SRO kami needs. Savings accounts.
Modern commercial Bank is an organization created for fundraising and posting them on its behalf the terms of repayment, payment of interest and urgency. Personalized programmedical develop creative thinking and memory in a particular student. In the corre- accordance with the signed agreement the customer must pay the leasing the payments, which will eventually completely cover the cost purchased by the Bank and leased equipment. The Bank may manage the financial financial Affairs and property of companies and individuals for a cost. In article 5 of the Law "On banks and banking activity STI" refers to banking operations and other transactions, but these concepts Tiya is not differentiated.
At the same time allowed with- Catania banking transactions for non-banking credit organizations tions are established by the Bank. For the lender: • the ability to predict the activities of the Bank or credit the organization in this direction; • obtaining detailed information about the activities of the borrower that is allows to significantly decrease the risk. conto correcte — current account) — EDI- tion account where are recorded all transactions of the Bank with the client. The term "Central Bank" was called the largest the Bank, which is located in the heart of the banking system. Central banks may have a mixed form of ownership in the capital, when the capital of a Central Bank owned by the state to the extent, and the part is in the hands of legal and/or physical . The borrower shall reimburse the Bank paid Bank fees, as well as Telegraph and other costs associated using the loan. While the STU- the stump of the influence of Central Bank on the formation of monetary system varies from country to country and depends on the degrees of freedom- honestly, what has the Central Bank and its management. The liquidity balance is expressed in degrees liabilities of the economic entity's assets period transformation in which the money is relevant maturity targets developed. In the economic literature there is no uniform classification of loans. The form of the loan the borrower can be different.